INTRODUCTION OF QRIS APPLICATION AS A NON-CASH PAYMENT TOOL TO FACILITATE TRANSACTIONS FOR GROCERY STORE BUSINESS ACTORS IN SENTANI DISTRICT, JAYAPURA REGENCY.

Authors

  • Misfah Muslimawati Universitas Papua Madani Jayapura

Keywords:

QRIS, UMKM

Abstract

Today's development of digital technology has spread to all aspects that have led to a change in people's behaviour from conventional to digital. It has also affected conventional that are beginning to grow into e-business, such developments not only have undergone a shift in terms of management systems, but have later shifted to online-based payment systems that are considered accountable, practical and secure.  The majority of people today use gadgets in transactions both online and offline because they are considered more efficient so that most stores and shopping centers provide QR-Code-based digital payment alternatives. However, not many UMKM are using QRIS as a payment alternative, so it is necessary to have an introduction and understanding of the importance of using QRIs as a digital payment tool other than cash payment. In addition, training is needed to improve the ability of UMKM perpetrators in applying QRIS, as part of digitalization, thus opening up opportunities to grow in line with the changing behaviour of deadly transaction that is increasingly open to adopting digital payments.

References

Amalia, Mei Rani. (n.d.). 2018. Analisis Pengaruh Pelatihan, Bantuan Modal dan Cara Pengelolaan Usaha Terhadap Pendapatan Usaha Mikro Kecil dan Menengah.

Dahlan. 2017. Peran Pengabdian Pada Masyarakat Dalam Pemberdayaan Usaha Mikro, Kecil dan Menengah (UMKM). Jurnal: Pengabdian Kepada Masyarakat. Vol 1. No 2. April 2017.

Irfan. 2019. Analisis Peran Bank Syariah Terhadap Pemberdayaan UMKM Melalui Pembiayaan Murabahah. Desember 2019.

Lestari, P., & Nofriantika, N. (2018). Literasi Uang Elektronik di kalangan Mahasiswa. Islamic Review: Jurnal Riset Dan Kajian Keislaman, 7(1), 94–109.

Rachmawati, Nur. 2018. Pengaruh Pelatihan dan Motivasi Terhadap Produktivitas UMKM Batik Tulis di Surabaya. Vol 7. No 8. Jurnal: Ilmu dan Riset Manajemen.

Sriekaningsih, A. (2020). QRIS dan Era Baru Transaksi Pembayaran 4.0. Penerbit Andi.

Sunariani, suryadinatha dan Mahaputra. 2017. Pemberdayaan Usaha Mikro Kecil dan Menengah (UMKM) Melalui Program Binaan di Provinsi Bali, Jurnal: Ilmiah Manajemen dan Bisnis. Volume 2. No 1.

Wijaya, Hanhan. Perancangan E-Payment System pada E-Wallet Menggunakan Kode QR Berbasis Android. Diss. Universitas Komputer Indonesia, 2018.

Wilantara, R. F. (2016). Strategi dan Kebijakan Pembangunan UMKM. Bandung: Refika Aditama

Downloads

Published

2024-07-17

How to Cite

Muslimawati, M. (2024). INTRODUCTION OF QRIS APPLICATION AS A NON-CASH PAYMENT TOOL TO FACILITATE TRANSACTIONS FOR GROCERY STORE BUSINESS ACTORS IN SENTANI DISTRICT, JAYAPURA REGENCY. Jurnal Akademik Pengabdian Masyarakat Ichsan Sidrap, 1(1). Retrieved from http://jeinsa.com/index.php/japmis/article/view/43

Issue

Section

Articles