THE EFFECT OF CAPITAL ADEQUACY RATIO AND LOAN TO DEPOSIT RATIO ON RETURN ON ASSETS AT PT. BANK MEGA, TBK.

Authors

  • andi sartika Sekolah Tinggi Ilmu Ekonomi Tri Dharma Nusantara
  • Jeni Tiku Buana Sekolah Tinggi Ilmu Ekonomi Tri dharma Nusantara
  • Fakhruddin Kurnia M Universitas Ichsan sidenreng Rappang

DOI:

https://doi.org/10.61912/jeinsa.v1i01.5

Abstract

Abstract

The purpose of this research is to know the effect of Capital Adequacy Ratio and Loan to Deposit Ratio on Return On Assets at PT. Bank Mega, Tbk. The type of data used is quantitative data. The data source used is a secondary data source. The analytical method used in this research is descriptive quantitative, multiple linear regression, correlation coefficient (r), coefficient of determination (r2), F test and t test. The results showed the value of the regression equation Y= - 5.685+0.183X1+0.060X2, the correlation value (r) was 0.989, the determination value (r2) was 0.979, the t-test b1 was 9.389>2.91999, this shows that Capital Adequacy Ratio has a positive and significant effect on Return On Assets and the t b2 test is 5.981>2.91999, this shows that Loan to Deposit Ratio has a positive and significant effect on Return On Assets. The results of the F test are 46.522>9.55, this indicates that Capital Adequacy Ratio and Loan to Deposit Ratio together have a positive and significant effect on Return On Assets at PT. Bank Mega, Tbk. Hypothesis accepted.

 

Keyword: Capital Adequacy Ratio, Loan to Deposit Ratio, Return On Assets

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Published

2022-08-20

How to Cite

sartika, andi, Buana, J. T., & Kurnia M, F. . (2022). THE EFFECT OF CAPITAL ADEQUACY RATIO AND LOAN TO DEPOSIT RATIO ON RETURN ON ASSETS AT PT. BANK MEGA, TBK. Jurnal Ekonomi Ichsan Sidenreng Rappang, 1(01). https://doi.org/10.61912/jeinsa.v1i01.5

Issue

Vol. 1 No. 01 (2022): June, 2022, Hal : 1-57

Section

Articles

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